Kafo AI

Products

Seven AI and fintech products

AI risk intelligence

OmniRisk

Multi-chain digital-asset risk analytics with explainable scoring.

Personal finance manager

AI Wealth

Expenses, budgets, savings goals and holdings in one clear view.

Blockchain credit intelligence

RayaChain

Verifiable credit intelligence recorded on blockchain.

Digital savings circles

Circul

An Arabic-first digital Jam’iya for contributions and payout rotations.

Islamic digital finance

Islamic Crypto Lending

Research into Sharia-compliant models for digital-asset financing.

Embedded fintech

QardX Instant

Infrastructure for embedding financial services in applications.

AI revenue engine for hospitality

LastTable

Fills empty tables, brings in new diners and drives growth automatically for UAE restaurants.